Terms and Conditions

Invest  Smart USA, Inc. (Invest Smart) is a registered investment advisor in  the state of Arizona. Invest Smart USA, Inc. and its representatives are  in compliance with the current filing requirements imposed upon  registered investment advisors by those states in which Invest Smart  maintains clients.

The existence of this web site and  its content shall not be construed in any direct or indirect manner as a  solicitation to sell, to offer to sell, advisory services over the  internet.  Invest Smart’s web site is limited to the dissemination of  general information pertaining to its advisory services, access to  additional investment-related information, publications and links.  Material presented is believed to be from reliable sources.  To the  extent that any client or prospective client utilizes any economic  calculator or similar device contained within or linked to this web  site, the client and/or prospective client acknowledges and understands  that the information resulting from the use of such, is not, and should  not be construed, in any manner whatsoever, as the receipt of, or  substitute for personalized individual advice. Invest Smart does not  make any representations or warranties as to the accuracy, timeliness,  suitability, completeness or relevance of information prepared by any  unaffiliated third party, whether linked or incorporated in to the  website and takes no responsibility there for.

Each client and prospective client  agrees, as a condition precedent to his/her/its access to Invest Smart’s   web site, to release and hold harmless Invest Smart, its officers,  directors, owners, employees and agents from all adverse consequences  resulting from any of his/her/its actions and/or omissions which are  independent of his/her/its receipt of personalized individual advice  from Invest Smart.