Financial Planning

Financial planning is not a one-time, one size fits all event.  It necessitates an ongoing, long-term working relationship. It is essential that your financial planner is always willing and able to provide you with personal attention and workable solutions as you go through life’s challenges.  We are there to help, as our clients would rather devote time to personal pursuits and allow us to make a complex financial world simple.

Prior to presenting ideas, we listen and work with you to analyze your specific goals and investment challenges.  Only after we identify your comprehensive financial needs do we put our expertise into action to deliver ongoing personalized strategies that help you achieve your goals.   

We utilize some of the most robust software technology currently available to assist with the answers you seek to your pre and post retirement questions:

•  How much do I save?
  
•  How much is enough?
  
•  Will I outlive my money?
  
•  What will my retirement look like?
  
•  How much can I live on?
  

Dedicated to helping you, our service is very personalized and we hold ourselves to a very high standard for proficiency and accountability.  We are a fee-only financial planner and trusted “fiduciary” to our clients.  We are not stock brokers or commissioned salespeople.  

Additionally, we help coordinate various components of your financial life and maintain ongoing relationships with accountants, attorneys, and other professionals to ensure your investment planning decisions are made in conjunction with other financial goals. 

Please contact us to schedule a no-cost initial consultation.  Prior to meeting, we will email you a questionnaire to complete before the initial consultation. The questionnaire is brief, and could be completed in 10 minutes or less. We will also ask you to bring recent statements from your investment accounts.

During our initial consultation, we will discuss your financial goals and other topics related to your finances. Then together, we will discuss your current investment accounts and look at where you are now and what it might take to get you where you want to go.  We will answer any questions you have, and discuss our fees. This is a casual conversation that will provide you with a complete understanding of the services we provide.